Your Daily Fintech Briefing

Agentic AI and Real-Time Infrastructure Drive Industry Evolution Amidst Funding Shifts

• Agentic AI is rapidly transforming fintech development, with 52% of companies already incorporating these autonomous systems that execute multi-step processes without human interaction. This shift is profound, as AI-enabled fintechs now comprise nearly half of all U.S. fintech deals, a significant increase from 25% just two years ago, according to a July 10, 2026, Belitsoft analysis.

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• Global payments network Swift announced on July 9, 2026, that its blockchain ledger is ready for initial use to support 24/7 cross-border payments with tokenized deposits. Seventeen banks from six continents are participating in pilot transactions, aiming to enhance client experience and foster global liquidity efficiency.

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• Despite a slow week for overall FinTech deals, with only $350 million raised across 10 transactions, the RegTech sector saw a notable investment as Norm AI secured $120 million in Series C funding, achieving a $1.2 billion valuation. This comes as real-time payments become the default expectation, evidenced by a 460% year-over-year growth in FedNow transaction volume and $1.3 trillion in RTP throughput, signaling a market focus on robust infrastructure and efficiency.

  Fintech GlobalTechbullion